ILLINOIS – Index Loans

Costs and Terms of a Typical Installment Loan in the State of Illinois

The figures below are examples of our typical installment loan (excluding refinance loans), and do not serve as guarantee of any rates and terms that you may qualify for.

Loan Amount	Repayment Term	APR
$500-$4,000	9-18 Months	36%

If you have questions or concerns about your loan, please contact the Index Loans Customer Support Team by phone at 855-408-5000, Monday-Friday, 7 a.m.- 7 p.m. Central Time, or by sending an email to: info@indexloans.com.

If we are unable to address your questions or concerns, you can also contact your state regulatory agency:

Department of Financial Institutions – Chicago Office
100 West Randolph, 9th Floor
Chicago, IL 60601

Office Hours: 7:45 am – 4:30 pm
Telephone: (888) 473-4858
TTY: 7-1-1 For hearing-impaired callers
https://www.idfpr.com

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Index Loans, LLC is licensed under the Illinois Consumer Act Registration, License # and Illinois Loan Company License #.

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Applications submitted on this website may be originated by one of several lenders, including: Index Financial LLC, a licensed lender in certain states.

NV Residents: The use of high-interest loans services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Loans are subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited via ACH for delivery for next business day if verification is completed and final approval occurs before 8:00 PM CT, Monday-Friday. Availability of the funds is dependent on how quickly your bank processes the transaction.

Testimonials reflect the individual’s opinion and may not be illustrative of all individual experiences with Index Loans. Ratings on third-party websites may periodically change; please check the third-party websites for up-to-date reviews and ratings.

Installment loan amounts typically range from $500 to $3,500. APR ranges from 36% to 99%. Installment loan lengths range from 6 to 18 months. Example: A $2,000 installment loan repayable in 9 monthly payments would have an APR of 160% and monthly payments of $395.58 Rates and terms vary by state. This is an expensive form of credit and you should determine whether our product(s) meets your financial needs.

Index Loans reports customer payment history to the three major credit bureaus. On-time payments may improve credit score. Credit reporting not available for Texas customers.

USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

If you have questions or concerns, please contact the Index Financial Customer Support Team by phone at 800-850-8599, Monday – Friday, 7 a.m. – 11:30 p.m. and Saturday and Sunday between 9 a.m. – 5:00 p.m. Central Time, or by sending an email to info@indexloans.com.